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If you want to get rid of student debt, make student loans bankruptable. Nobody will ever make a student loan under those circumstances. Problem solved.

If you chose debt over community college and Local State, that’s seriously not my problem. If you took out loans for grad school of any kind: absolutely not my problem—doctors and lawyers should do a payback calculation. Any other grad school should be paid for by your current employer or the school.

If you took on debt at Local State, that will likely be a small number. The big scary numbers are either doctors who chose to live like doctors before they were doctors, or the young engineers in my office who were foolish enough to go to USC, when most of the top engineering schools are public…
 
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tick said:
If you want to get rid of student debt, make student loans bankruptable. Nobody will ever make a student loan under those circumstances. Problem solved.

If you chose debt over community college and Local State, that’s seriously not my problem. If you took out loans for grad school of any kind: absolutely not my problem—doctors and lawyers should do a payback calculation. Any other grad school should be paid for by your current employer or the school.

If you took on debt at Local State, that will likely be a small number. The big scary numbers are either doctors who chose to live like doctors before they were doctors, or the young engineers in my office who were foolish enough to go to USC, when most of the top engineering schools are public…
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Exactly! Paid for two CSULB tuitions myself and still had enough left over to survive at that time. Choices!
 
tick said:
If you want to get rid of student debt, make student loans bankruptable. Nobody will ever make a student loan under those circumstances. Problem solved.

If you chose debt over community college and Local State, that’s seriously not my problem. If you took out loans for grad school of any kind: absolutely not my problem—doctors and lawyers should do a payback calculation. Any other grad school should be paid for by your current employer or the school.

If you took on debt at Local State, that will likely be a small number. The big scary numbers are either doctors who chose to live like doctors before they were doctors, or the young engineers in my office who were foolish enough to go to USC, when most of the top engineering schools are public…
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I would submit that most who go to USC aren't taking out loans to do so. A USC student is buying cronyism - USC grads hire USC grads over anyone. The head of the USC Rossier School of Education once semi-publicly declared that there will be a USC grad in every superintendency and every premier leadership position in Orange County Schools by 2020. He came close.
 
herzalot said:
I would submit that most who go to USC aren't taking out loans to do so. A USC student is buying cronyism - USC grads hire USC grads over anyone. The head of the USC Rossier School of Education once semi-publicly declared that there will be a USC grad in every superintendency and every premier leadership position in Orange County Schools by 2020. He came close.
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I didn’t pay for my U$C degree, but I can confirm that they push the “USC family” thing ridiculously hard. They have definitely figured out that “Leadership” is mostly an act, and it’s easier to teach people who grew up with money how to be comfortable giving direction to objectively more capable subordinates.

Then again, I once worked in a department where the underlings were from Caltech, MIT, and UCLA, and the boss on the fast track was from LB State.
 
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I'm not a fan of bailouts, but I'm also not a fan of someone's financial well being in adulthood being predicated upon making shrewd financial decisions when they were 17 or 18, often with little or improper guidance. I was lucky that I had some degree of direction when I was picking my major, and that my 4 years of in-state public tuition cost less than my daughter's 4 years of day care and pre-school. We have a small fortune in my daughter's 529 account (decidedly smaller YTD). I hope it provides her more than just not having to spend her first couple decades of adulthood in hock.
 
Yikes.

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buggravy said:
I'm not a fan of bailouts, but I'm also not a fan of someone's financial well being in adulthood being predicated upon making shrewd financial decisions when they were 17 or 18, often with little or improper guidance. I was lucky that I had some degree of direction when I was picking my major, and that my 4 years of in-state public tuition cost less than my daughter's 4 years of day care and pre-school. We have a small fortune in my daughter's 529 account (decidedly smaller YTD). I hope it provides her more than just not having to spend her first couple decades of adulthood in hock.
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My daughter has one student loan and we have been paying it down for the last two years so she doesn’t have huge debt when she graduates this June. She has been getting scholarships and grants that covers her cost for tuition, but not living and food.

She plans on going to law school so she may have debt there, but she will hopefully get more scholarships and grants to offset the debt. Plus we help out all we can.
 
tick said:
Sports adjust rules for player safety all the time.
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#1) This is a recreational activity

#2) The riders themselves choose their own route and what tricks they are willing to throw

#3) As MTBR’s, we can appreciate the talent of all these riders in Res Bull events, Crankworx, etc…., but most people think the participants are a lil’ crazy or actually stupid for doing the tricks they do. Kind of like I feel about the wing-suit wackos.
 
If you are in the Castaic area I would recommend staying off the sidewalks.

Nick got his driver's license today.:thumbsup:
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And lucky for me his Nana & Papa lived up to their word and gave him a car.:cool: Then I made the dreaded call to add him to our insurance.:cry: Little b@stard is gonna need to put in more hours at the shop.:D
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And his dad fixed the sign on the back of the car.:Roflmao
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Voodoo Tom said:
If you are in the Castaic area I would recommend staying off the sidewalks.

Nick got his driver's license today.:thumbsdown:
View attachment 85252

And lucky for me his Nana & Papa lived up to their word and gave him a car.:cool: Then I made the dreaded call to add him to our insurance.:cry: Little b@stard is gonna need to put in more hours at the shop.:D
View attachment 85253

And his dad fixed the sign on the back of the car.:Roflmao
View attachment 85254
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Congrats! Hey, no more chauffeur duties for you and mom!
You just get to worry all night and cringe when you get the insurance renewal each year.
 
Voodoo Tom said:
If you are in the Castaic area I would recommend staying off the sidewalks.

Nick got his driver's license today.:thumbsdown:
View attachment 85252

And lucky for me his Nana & Papa lived up to their word and gave him a car.:cool: Then I made the dreaded call to add him to our insurance.:cry: Little b@stard is gonna need to put in more hours at the shop.:D
View attachment 85253

And his dad fixed the sign on the back of the car.:Roflmao
View attachment 85254
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Another potential shuttle driver joins the ranks!
 
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