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Magura has a patent on 1-piece disc rotor design that includes a support "ring" that supports the bolt holes. Companies have resorted to making weaker rotors rather than pay the licensing/royalties, using a flimsier "finger" design, that also can put more stress on the hub's individual bolt holes.
Saw this
pic on PB recently:
The racer says he was lucky he landed in the soft stuff. The the connection between the bolt and hub failed and led to this. Not too unlike the result of a chainring bolt failing and bending the ring, but a bit more violent...
With the fingered design, if 1 bolt were to fail, especially on a 8" rotor, the above is more likely to result than if it had Magura's ring design. Even American Classic states that for such rotors, they recommend adding their washer. Shimano has variations of washers too, that link bolt holes for 6 bolt setups.